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Fleet Managers Should Outsource Fleet Maintenance


The right ideas are sometimes the ones that hit us right in the face and make us wonder how we went that long without seeing them. Fleet managers know that outsourcing fleet maintenance is like that. You see the idea, and smack yourself in the head, and just think about all the time you wasted not doing your maintenance that way. It really is a great idea. You just call one of these companies that offer this service, and they send a team out that will change your oil, do your brakes, check your belts and hoses, along with a lot of other repairs, all without your van or truck having to leave your lot. How great is that? How smart do you feel knowing that you don’t have to put a nickels worth of worry into your maintenance now? I think it is genius, and any company that has a fleet should consider having their maintenance done this way. It just makes too much sense.

Think about all the time you have wasted worrying about how long your employee was gone, and how little of that time you will ever get back. Now, when you have your oil changed, all that time your guy was sitting in a waiting room watching tv, he will be out working and making you money now. That is the best of all worlds. Get your car maintenance done on site, it is the new smart.

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Builders Risk Policy: Indemnifying Against Unexpected Risks


Builder’s risk policy is an insurance coverage which indemnifies against fire, natural calamities like wind, lightening and floods, against collapse and theft of building materials. The builders risk insurance coverage is intended for the construction period only and usually starts when the first set of materials is delivered to the site and ends when the owners accept the property for occupancy.

The builder’s risk policy is bought by the owners or by the general contractor in charge of constructing the building. In some cases, this insurance may be mandatory if it is requirement under the city or state building codes. Purchasing a builders risk policy is through an insurance agent. At the time of buying the policy, you will need to give information about the expected cost of the project, description, details about the contractor and the number of floors. You will also be required to inform the insurance agent of the steps taken to ensure protection of the building while it is under construction. Provide information on if the building is likely to be fenced off in order to protect the general public from any hazards which may arise during the construction.

You will also be required to submit a copy of the contract to the contractor insurance agent. The anticipated date of completion is also required to be given to the agent. It is strongly indicated that the builder should buy this policy instead of relying on the homeowner buying it as it can happen that the insurance bought by the owner may not specifically cover all risks –it would be disastrous to find out that the building was not insured by the owner for flooding and as soon as construction started, the area was flooded out. Sometimes the owners may simply forget to buy a policy.

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